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Logged in to pay off balance and found a request a limit increase button.
'You may be asked to provide your annual net income if we do not have your recent information on file.
Income is used to determine eligibility for a credit line increase. Subject to credit approval.'
I just paid off the remaining balance of $4 or so and heavily used in december(there was a promotion). approved and began to use in mid -october last year, according to stmt. consistently used and paid off early, so util is very low, around 5% or less?
my scores are below, chase credit journey experian says i have 25 inquiries lol, co creditwise says 6(TU), dunno about equifax, no info on citi online
Message 1 of 6@Anonymous wrote:Logged in to pay off balance and found a request a limit increase button.
it says
'You may be asked to provide your annual net income if we do not have your recent information on file.
Income is used to determine eligibility for a credit line increase. Subject to credit approval.'
I just paid off the remaining balance of $4 or so and heavily used in december(there was a promotion). approved and began to use in mid -october last year, according to stmt. consistently used and paid off early, so util is very low, around 5% or less?
my scores are below, chase credit journey experian says i have 25 inquiries lol, co creditwise says 6(TU), dunno about equifax, no info on citi online
@Anonymous, SYNCB Amazon store card is a "SP" .
Message 2 of 6
Phew, thank u! Basically bought everything like Criterion DVDs in Nov. and Dec., so will sparely use it for now, but for utilization purposes. Dreading that CLI might impact further cc app. Laaaaater on lol, hence the inquiry.
Message 3 of 6
We are pleased to inform you that, effective immediately,
your credit limit has been increased to $4,000.00.
Your increased credit limit is available for immediate use.
You will receive a confirmation letter in 7-10 business days.
thank u @M_Smart007 ! wasn't too greedy 😁
Message 4 of 6 Moderator Emeritus@Anonymous wrote:Phew, thank u! Basically bought everything like Criterion DVDs in Nov. and Dec., so will sparely use it for now, but for utilization purposes. Dreading that CLI might impact further cc app. Laaaaater on lol, hence the inquiry.
As far as SYNCB goes, unless you have several accounts with them and are constantly requesting CLIs (approved or denied), I could see where any internal algorithms may flag a potential next card with them (or not get the highest SL if approved). But, if you're spacing your SYNCB CLIs (or if they're infrequent) so as not to attract attention, then a future SYNCB application will likely be more influenced by your overall profile.
Message 5 of 6 Moderator EmeritusAnd, as the OP has provided an update on their CLI, this thread is now locked and closed to new messages.
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